Age UK has released a factsheet detailing Deprivation of assets in social care
A recent article in the Telegraph warns home owners to be wary of schemes that aim to avoid you having to sell your home to fund health care.
Is a copy of a Will legally valid?
This is a question which sometimes comes up, and not every Will Writer we speak to knows the right answer. So here is a brief discussion of the legal position regarding Copy Wills.
For an estate to be administered in accordance with the terms of the final Will of the deceased, the original Will is sent to the Probate Registry who will then issue a Grant of Probate to the executors.
But what if the original Will cannot be found?
It may be lost. The deceased may have recently moved. A storage box may have gone missing. A third party may have been given the Will for safekeeping, but the keeper has lost or mislaid it. Or it might simply have gone missing in the post, or been incorrectly filed by a storage provider.
There may be circumstances which suggest it has been destroyed and it is unlikely the original will ever be found, such as fire, flood or burglary.
In all these cases you can apply to Probate to prove a Copy Will.
Obtaining a Grant of Probate with a Copy Will is not simple however, and it is recommended that an executor seeking to do this takes specialist legal advice. The application must be supported by an affidavit containing all the relevant evidence concerning the missing document.
The affidavit should include the following information:
– Evidence that the copy is a true and complete copy of the original
– Evidence that the Will was properly executed
– As much detail as possible on the circumstances in which the Will was lost or destroyed
– Agreement from everyone who will be prejudiced if the copy Will is proved
– Facts to rebut the presumption that the Will had been revoked, e.g. statements from witnesses, statements made to intended heirs, the words and actions of the deceased before their death.
– The actual copy of the Will, (not a copy of a copy)
“I am not a tax expert. I am the least tax expert and i don’t sit in on any of the hearings” – Dame Lin Homer, Chief Executive of HMRC for the past four years, defending the announcement of Googles £130 million tax deal to MP’s.
“It’s unwise to pay too much, but it’s worse to pay too little. When
you pay too much, you lose a little money – that’s all. When you pay
too little, you sometimes lose everything, because the thing you
bought was incapable of doing the thing it was bought to do. The
common law of business balance prohibits paying a little and getting a
lot – it can’t be done. If you deal with the lowest bidder, it is well
to add something for the risk you run, and if you do that you will
have enough to pay for something better.”